Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has constantly delivered distinctive monetary merchandise, companies, and customized steering to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary information, sources, and instruments to make knowledgeable choices and obtain their monetary objectives. Whether or not you are seeking to save for the long run, buy a house, or broaden your online business, FCCU stands prepared to supply tailor-made options and knowledgeable recommendation that can assist you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of selection for therefore many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary companion devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services
- Personalised steering and recommendation
- Dedication to monetary well-being
- Empowering members with information and sources
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy areas
- Group-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey immediately.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a novel precept: we’re owned by our members, not by shareholders. This elementary distinction shapes our values, priorities, and the best way we conduct enterprise.
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Member-driven choices:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people be certain that our choices align with one of the best pursuits of our members, not the pursuits of exterior shareholders.
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Aggressive charges and charges:
As a not-for-profit establishment, FCCU is ready to supply aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, somewhat than producing income for shareholders.
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Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary objectives. We provide a variety of monetary schooling sources, workshops, and customized steering to empower our members to make knowledgeable monetary choices.
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Group focus:
FCCU actively helps the communities we serve by means of varied initiatives and partnerships. We imagine in giving again and making a optimistic influence within the lives of our members and the broader group.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary companies, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This exceptional longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our capability to adapt and thrive in a continuously evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving just a few hundred members to a thriving monetary establishment with over $2 billion in property and a whole bunch of 1000’s of members. Nevertheless, regardless of our progress, we’ve got remained true to our core values and our mission to supply distinctive monetary companies and customized steering to our members.
Our skilled staff of monetary professionals, lots of whom have been with FCCU for many years, brings a wealth of data and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary business permits us to supply tailor-made options and knowledgeable recommendation to assist our members obtain their monetary objectives.
Over time, FCCU has weathered financial downturns, technological developments, and regulatory modifications. By means of all of it, we’ve got remained a steadfast companion to our members, offering them with the monetary stability and assist they should navigate life’s challenges and pursue their goals.
With over 80 years of expertise, FCCU has earned a status for excellence and trustworthiness. We’re proud to be the credit score union of selection for therefore many Floridians, and we stay up for persevering with to serve our members for a few years to return.
Distinctive monetary services
At Florida Commerce Credit score Union (FCCU), we take pleasure in providing a complete suite of monetary services designed to satisfy the various wants of our members. We’re dedicated to offering progressive options that leverage the most recent expertise whereas sustaining a private contact.
Our product portfolio consists of a variety of deposit accounts, similar to checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally supply quite a lot of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their goals and navigate life’s sudden bills.
Along with conventional banking merchandise, FCCU provides specialised companies similar to monetary planning, funding companies, and enterprise banking options. Our staff of skilled monetary advisors is devoted to serving to members create a customized monetary plan that aligns with their distinctive objectives and aspirations.
We perceive that comfort is paramount in immediately’s fast-paced world. That is why we provide quite a lot of handy banking choices, together with on-line banking, cell banking, and a community of ATMs throughout Florida. We even have a staff of educated and pleasant customer support representatives accessible 24/7 to help our members with any questions or points they might have.
At FCCU, we’re devoted to offering distinctive monetary services that empower our members to attain their monetary objectives and reside their greatest lives.
Personalised steering and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves customized steering and recommendation on the subject of their funds. Our staff of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align along with your distinctive objectives and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or seeking to broaden your online business, our monetary advisors will take the time to know your wants and goals. They are going to work intently with you to develop a customized monetary plan that outlines a transparent path to attaining your objectives.
Our monetary advisors are consultants in varied monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the most recent monetary tendencies and merchandise to make sure that you obtain essentially the most related and knowledgeable recommendation.
We perceive that monetary issues might be complicated and overwhelming. That is why we try to make our recommendation straightforward to know and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing assist that can assist you keep on observe and make knowledgeable monetary choices.
At FCCU, you are not only a quantity. You are a valued member of our group, and we’re dedicated to serving to you obtain your monetary goals.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is crucial for a contented and fulfilling life. That is why we provide a variety of sources and packages to assist our members enhance their monetary literacy, make knowledgeable choices, and obtain their monetary objectives.
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Monetary schooling workshops and webinars:
FCCU provides quite a lot of instructional workshops and webinars on a variety of monetary subjects, together with budgeting, saving, investing, and credit score administration. These periods are designed to empower our members with the information and expertise they should take management of their funds.
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One-on-one monetary counseling:
Our skilled monetary counselors can be found to supply customized steering and recommendation to members going through monetary challenges. They may help members create a finances, develop a debt reimbursement plan, and discover choices for bettering their monetary state of affairs.
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Free monetary instruments and sources:
FCCU provides quite a lot of free monetary instruments and sources to assist members handle their funds extra successfully. These instruments embody budgeting calculators, financial savings calculators, and funding calculators.
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Group outreach packages:
FCCU actively participates in group outreach packages aimed toward bettering monetary literacy and selling monetary well-being. We companion with faculties, group organizations, and non-profit teams to supply monetary schooling workshops, seminars, and sources to underserved communities.
By means of these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with information and sources
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with information and entry to the appropriate sources. That is why we provide a variety of instructional supplies, instruments, and sources to assist our members make knowledgeable monetary choices and obtain their monetary objectives.
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Monetary schooling middle:
FCCU’s monetary schooling middle is a complete on-line useful resource that gives members with entry to a wealth of monetary data, together with articles, movies, podcasts, and interactive instruments. Members can study quite a lot of monetary subjects, together with budgeting, saving, investing, and credit score administration.
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Monetary calculators:
FCCU provides quite a lot of free monetary calculators to assist members make knowledgeable monetary choices. These calculators may help members estimate their month-to-month mortgage funds, calculate their financial savings objectives, and examine completely different funding choices.
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Budgeting instruments:
FCCU supplies members with entry to budgeting instruments and templates to assist them observe their revenue and bills, create a finances, and stick with it. These instruments may help members acquire management of their funds and make higher spending choices.
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Funding analysis instruments:
For members curious about investing, FCCU provides entry to funding analysis instruments and sources. These instruments may help members analysis completely different funding choices, examine efficiency, and make knowledgeable funding choices.
By offering our members with the information and sources they want, FCCU empowers them to take management of their monetary lives and obtain their monetary objectives.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and objectives. That is why we provide a variety of tailor-made options to satisfy the precise necessities of our members.
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Private banking options:
FCCU provides quite a lot of private banking options to assist people handle their funds and obtain their monetary objectives. These options embody checking accounts, financial savings accounts, cash market accounts, and quite a lot of mortgage choices, together with mortgages, auto loans, and private loans.
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Enterprise banking options:
FCCU supplies a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embody enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised companies similar to service provider companies and distant deposit seize.
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Wealth administration companies:
For people and companies with extra complicated monetary wants, FCCU provides a variety of wealth administration companies. These companies embody funding administration, retirement planning, and property planning. Our skilled wealth administration advisors may help members create a customized funding portfolio that aligns with their distinctive objectives and threat tolerance.
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Monetary planning companies:
FCCU’s monetary planning companies may help people and companies develop a complete monetary plan that outlines a roadmap to attain their monetary objectives. Our monetary planners may help members create a finances, save for retirement, pay for faculty, and plan for main life occasions.
By providing tailor-made options and customized steering, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our high precedence. We’re dedicated to offering our members with distinctive service, customized consideration, and progressive options that meet their distinctive wants.
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Pleasant and educated workers:
FCCU’s staff of pleasant and educated workers is devoted to offering our members with the best stage of service. Our workers is at all times prepared to go the additional mile to assist members with their monetary wants and reply their questions.
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Quick and environment friendly service:
We perceive that your time is efficacious. That is why we try to supply quick and environment friendly service. Our streamlined processes and use of expertise enable us to rapidly and conveniently meet the wants of our members.
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Member suggestions:
We worth our members’ suggestions and use it to constantly enhance our merchandise, companies, and processes. We repeatedly conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
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Member rewards and advantages:
FCCU provides quite a lot of member rewards and advantages to indicate our appreciation for our members’ loyalty. These rewards and advantages embody unique reductions, cashback provides, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a status for excellence and has made FCCU the credit score union of selection for therefore many Floridians. We’re dedicated to persevering with to supply our members with the distinctive service and customized consideration they deserve.
Native presence with handy areas
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why we’ve got a community of conveniently positioned branches and ATMs all through Florida.
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Branches:
FCCU has over 20 branches positioned in main cities and cities throughout Florida. Our branches supply a full vary of monetary companies, together with deposits, withdrawals, mortgage purposes, and monetary recommendation. Our pleasant and educated workers is at all times prepared to help our members with their monetary wants.
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ATMs:
FCCU has a community of over 100 ATMs positioned all through Florida. Our ATMs enable members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days every week. We additionally supply surcharge-free ATM entry at 1000’s of ATMs nationwide.
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On-line and cell banking:
For members preferring to financial institution from the consolation of their very own house or on the go, FCCU provides quite a lot of handy on-line and cell banking choices. Our on-line and cell banking platforms enable members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
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24/7 customer support:
FCCU’s customer support staff is accessible 24 hours a day, 7 days every week to help our members with any questions or points they might have. Our customer support representatives are pleasant, educated, and at all times prepared to assist.
With our handy areas, on-line and cell banking choices, and 24/7 customer support, FCCU makes banking straightforward and accessible for our members.
Group-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that we’ve got a duty to present again to the communities we serve. We’re dedicated to creating a optimistic influence within the lives of our members and the broader group by means of quite a lot of community-focused initiatives.
One among our key group initiatives is our monetary schooling program. We provide quite a lot of monetary schooling workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary choices. We additionally companion with faculties and group organizations to supply monetary schooling to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which might be making a distinction in our communities. We offer monetary assist, volunteer our time, and take part in group occasions to assist these organizations obtain their objectives.
As well as, FCCU has an extended historical past of supporting reasonably priced housing initiatives. We provide quite a lot of mortgage services to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally companion with group organizations to supply monetary help and counseling to assist households keep away from foreclosures.
By means of these and different initiatives, FCCU is dedicated to creating a optimistic influence within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader group.
