Life insurance coverage with out medical questions, usually known as “no-medical-exam life insurance coverage,” is a kind of life insurance coverage that doesn’t require a medical examination as a part of the applying course of. This makes it a beautiful choice for individuals who could have problem qualifying for conventional life insurance coverage because of well being considerations or pre-existing situations.
No-medical-exam life insurance coverage insurance policies sometimes have decrease protection limits and better premiums than conventional life insurance coverage insurance policies, however they will nonetheless present a beneficial demise profit to your family members. They’re additionally usually simpler to qualify for, making them a superb choice for individuals who want protection shortly and simply.
